Financial Allocation
Set allocation targets using built-in or custom frameworks, then compare them with figures already recorded in your workspace.
FISCOPOINT
Smart Business & Financial System
The Business & Financial Operating System
Five financial modes in one login. Run business operations, manage personal money, understand investments, plan ahead, and coordinate household finances from one connected system.
BusinessPersonalInvestorPlanningHousehold
What FiscoPoint Is
FiscoPoint is a Business & Financial Operating System with Business, Personal, Investor, Planning, and Household modes in one login.
Choose Business or Individual, tell FiscoPoint what you want to accomplish, review a recommended plan with clear reasons, then customise the features you need before confirming your setup.
One system, two paths
Choose the way you work. Keep one connected platform.
Business and personal modes stay distinct while contributing to a broader financial picture.
For organizations and professionals
Run the clients, work, and financial operations behind your business.
- Accounting and ledger
- CRM and client management
- Clients and vendors
- Projects and consultations
- Invoices and expenses
- Banking and reconciliation
- Team, staff, and payroll support
- Reports, budgets, and tax insights
- Documents, Customizer, Notes, and Connect
For individuals and households
Bring personal money, investments, plans, and shared finances into one clearer view.
- Personal
- Investor
- Planning
- Household
The five FiscoPoint modes
Five modes. One login.
Activate the environments included in your plan, keep each area focused, and work from one FiscoPoint account.
Mode availability depends on your plan. Credit, tax, and investment outputs are informational and do not replace qualified professional advice.
Guided sign-up
A recommendation you can change before you confirm.
- 1Choose Business or Individual.
- 2Tell FiscoPoint your goals and how you plan to work.
- 3Review a recommended plan and the reasons behind it.
- 4Customise the modes and features available within that plan.
- 5Confirm your country, currency, language, and local details.
- 6Finish your workspace and invite people with the access they need.
Recommendations explain their reasons and remain under your control. Plan limits determine which modes and features can be activated.
Connected by design
From first interaction to reconciled revenue.
One operational chain, recorded once, visible everywhere it matters.
Lead
Client
Opportunity
Consultation
Approval
Project
Invoice
Payment and reconciliation
Reports
Ongoing account
Stays connected along the way
Clients and vendorsExpenses and purchase ordersDocuments and contractsMeetings and minutesNotes and action itemsTeam discussions in Connect
Business operating system
How the business experience is organized.
Every area is a working part of the same system, not a separate product bolted on.
Core operations
- Dashboard
- CRM
- Clients
- Projects
- Consultations
- Connect messages and meetings
Financial operations
- Ledger
- Invoices
- Bank accounts
- Reconciliation
- Cash flow and expenses
- Assets
- Insurance records
- Vendors
- Purchase orders
- Documents
- Time tracking
People and payroll
- Team management
- Staff records
- Draft, approved, and paid pay runs
- Bank-ready payment files
You approve every pay run and submit the payment file through your bank. FiscoPoint does not move money or guarantee payroll tax compliance in every jurisdiction.
Planning and oversight
- Reports
- Tax Center and tax insights
- Budget versus actual
- Financial Allocation
- Audit trail
The Tax Center helps you review internal tax related activity, estimates, obligations, and financial snapshots. FiscoPoint does not file taxes or replace a qualified tax professional.
Workspace tools
- Recurring invoices and expenses
- Overdue reminders
- Monthly summaries
- Automation run history
- Customizer
- Notes and meeting minutes
Financial Allocation supports several built-in frameworks and custom targets. Availability varies by plan, and allocation figures are informational rather than financial, tax, accounting, or investment advice.
A workspace that fits the work
More control without more disconnected tools.
Configure how the organization operates, how work is approved, and how each person sees what matters.
An adaptive workspace
Describe how your organization operates so FiscoPoint can show the relevant screens and controls without changing your records.
Role-aware dashboards
Choose founder, finance, operations, people and payroll, or executive views while permissions continue to control access.
Approvals and spending rules
Set approval, receipt, and spending thresholds for expenses and purchase orders, with authorized changes recorded for review.
Organizational structure
Organize legal entities, business units, departments, and cost centres, then attribute supported financial records for reporting.
Connect
Keep messages, files, notes, and live meetings beside the work. Messages are never time limited, and free-plan meetings end automatically after 60 minutes.
Guests in a meeting
Invite people outside the workspace with a secure single-use link that reaches only that meeting, admitted by the host and revocable at any time.
Bank activity
Live bank synchronization where a provider supports it, with file import elsewhere, plus categorization suggestions you review.
Scheduled checks
Daily, weekly, or monthly tasks prepare drafts, reminders, and summaries, record every run, and pause themselves after repeated failures.
Availability depends on plan and workspace configuration. Views and allocation tools organize your records; they do not change underlying figures or replace professional advice.
Built for daily operations
Control the work without giving up control.
FiscoPoint prepares, organizes, and records. You approve the decisions that matter.
Payroll you approve
Keep staff records, prepare pay runs from draft to approved to paid, and export bank-ready payment files in the format used by the selected country.
Approval always stays with you. FiscoPoint prepares the records and file; it never moves money.
Reliable admin automation
Prepare payroll drafts, recurring invoices and expenses, overdue reminders, and monthly summaries on daily, weekly, or monthly schedules.
Every run has a history. Automations pause themselves after a failure so an administrator can review the issue.
World-class CRM
Manage relationships, sales pipelines, marketing campaigns, customer service requests, consultations, analytics, and supported integrations.
CRM access and advanced capabilities depend on the selected plan and the permissions granted by the owner.
Owner-controlled access
Your plan sets the available ceiling. The owner decides which modes, records, and working areas each person may open.
People cannot raise their own access. Role and privilege changes remain under authorized administrator control.
World-class CRM
From first relationship to long-term service.
Sales, marketing, service, consultations, and analytics in one customer system.
Available
- People, companies, and business relationships
- Leads, opportunities, and sales pipelines
- Marketing campaigns and follow ups
- Customer service requests
- Consultations, activities, tasks, and meetings
- CRM analytics and operational views
- Supported integrations across the customer journey
CRM capabilities vary by plan. AI-assisted insights are advisory, may be incomplete or incorrect, and require review.
Built for every country
Local details where they matter.
Identity, tax, and bank fields adapt to the country selected during setup, with flexible national and tax identifiers elsewhere.
United States
Social Security number and local bank details
Canada
SIN and Canadian bank details
United Kingdom
National Insurance number and sort code
European Union
IBAN-based bank details
Nigeria
NIN and TIN
Kenya
KRA PIN
Ghana
TIN
South Africa
South African ID
Local fields and payment-file formats support record preparation. Customers remain responsible for legal, tax, payroll, and banking requirements in their jurisdiction.
Financial foundation
Financial records designed to stay connected and traceable.
Double entry foundation
Designed around established double entry accounting principles and traceable financial workflows.
Chart of accounts
Industry oriented setup during onboarding, adjustable to how you actually operate.
Draft and posted journals
Prepare entries in draft, review them, and post when they are ready.
Ledger based dashboards
Dashboard figures are calculated from ledger activity rather than typed in.
Receivables visibility
See what is outstanding, ageing, and collected.
Cash flow and working capital
Indicators that show how money is actually moving.
Budget versus actual
Compare plan and reality across periods and categories.
Project and revenue views
Project profitability and revenue concentration views.
Audit history
A durable activity history across supported workflows.
Connect supported financial accounts or import records, subject to country, institution, and provider availability. FiscoPoint is not an audited accounting system and does not claim GAAP or IFRS certification.
AI positioning
AI that assists. You remain responsible.
AI supports review and decision making inside FiscoPoint. It does not replace professional judgment.
Financial summariesTransaction analysis and categorization suggestionsReceipt analysisSpending insightsClient and CRM guidanceConsultation draftingBranded content draftingCross mode summariesVoice assisted workflowsTranslation assistance
AI output is advisory and informational. It may be incomplete or incorrect. Confirm calculations, classifications, legal terms, and tax treatment with qualified professionals for your jurisdiction before relying on them.
Frequently asked
Straight answers about what FiscoPoint does.
Five financial modes. One login. One system built around how you work.
Choose Business or Individual, receive a plan recommendation with reasons, customise your features, and begin with Essential or an eligible 14-day premium trial.